Flexi Shopping Programme
Enjoy interest-free installment plan for purchases made by DBS Credit Cards. Simple click few buttons to complete the application via DBS Card+.

You can then enjoy long repayment period of your choice in 6 months or 12 months. It’s so flexi! One-off handling fee as low as HK$50!

Single transaction amount (HK$) One-off handling fee* (HK$)
6-month instalment period 12-month instalment period
{{($index > 0 ? '>' : '')}}${{Math.floor(row.TransactionAmountFrom / 10) * 10 | number}} - ${{row.TransactionAmountTo | number}} ${{row.HandingFee6Mo | number}} ${{row.HandingFee12Mo | number}}
*One-off handling fee will be included in the first instalment and debited from your Card Account.
3 Free Trials for New Flexi Shopping Customer

New Flexi Shopping Customers* can apply for our Flexi-Shopping offer with 6 months instalments via DBS Card+ during the Promotion Period to enjoy our 3 Free Trials for Flexi Shopping! Please click here for details.

Eligible Transaction Eligible Transaction amount One-off handling fee for 6-month instalment period
First transaction HK$300,000 HK$3,000
Second transaction HK$60,000 HK$600
Third transaction HK$1,000 HK$50
Handling Fees Waived HK$3,650^

Promotion Period:1/9/2021 to 31/12/2021

Promotion is bound by Terms and Conditions.

*New Flexi Shopping Customers refer to the principal cardholders who have not successfully applied for Flexi Shopping Programme and/or did not have any Flexi Shopping Programme instalments from 1 September 2020 – 31 August 2021.

^ Handling Fee Rebates will be provided to New Flexi Shopping Customers through InstaRedeem at the time the first instalment of the Eligible Transaction is charged to the Applicable Credit Card account. In order to receive Handling Fees InstaRedeem, InstaRedeem push notifications of DBS Card+ must be enabled.

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Product Key Facts Statement & Terms and Conditions of "Flexi Shopping Programme"
Notes for DBS Credit Card Flexi Shopping Programme:
  1. Only applicable on purchases of HK${{lowestAmount | number}} – HK${{highestAmount | number}} (single transaction). Please refer to terms and conditions for details of eligible transaction category.
  2. All Flexi Shopping application should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi-Shopping Transaction and net-off the statement balance in the following month.
  3. If your account has applied for "Autopay" service, please contact our customer services hotline in advance of this application to arrange the payment instruction.
  4. After the online application is successfully submitted, you will receive a confirmation letter. If there is any discrepancy between the information you submitted and the bank's record, the bank will contact you and verify the transaction before the due date of the relevant transaction.
  5. Terms and conditions apply to Flexi-Shopping Programme. For more information please read the terms and conditions of Flexi-Shopping in this page or call Customer Service Hotline at 2290 8888 for enquiry.

Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!
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