Flexi Shopping Programme
Enjoy interest-free installment plan for purchases made by DBS Credit Cards. Simple click few buttons to complete the application via DBS Omni.

You can then enjoy long repayment period of your choice in 6 months or 12 months. It’s so flexi! One-off handling fee as low as HK$50!

Single transaction amount (HK$) One-off handling fee* (HK$)
6-month instalment period 12-month instalment period
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*One-off handling fee will be included in the first instalment and debited from your Card Account.

Free Trial for Flexi Shopping 6 Months Free-Interest Instalment (Promotion Period extends to 31/10/2019)

New Customer* apply Flexi Shopping Programme with 6 months instalment period via DBS Omni successfully during Promotion Period can enjoy one time full handling fee rebate!

*The definition of New Customer is the principal cardholders of Applicable Credit Card did not successfully applied Flexi Shopping and/or did not have any Flexi Shopping instalment from 1 October 2018 – 30 June 2019.

Promotion Period:22/07/2019 – 31/10/2019

Remark: For Transaction(s) that enjoy the maximum 90 days deferred payment, application for the Programme can only be made within the period commencing on the day falling one month after the date of the Transaction(s) (provided that the Transaction(s) has been posted to Card Account) to the day falling six business days before the payment due date specified in the monthly statement in which the Transaction(s) appears for the first time.

Terms and Conditions applied. Please click here for details. Except the extension of promotion period to 31/10/2019, other terms and conditions remains unchanged.
Apply Now
Product Key Facts Statement & Terms and Conditions of "Flexi Shopping Programme"
Method 1
Step 1
Select transaction for instalment plan on Timeline of DBS Omni and click on Flexi Shopping icon
Step 2
Select Tenor (6 months or 12 months) and confirm details to complete the application
Method 2
Step 1
Click on "Spending Instalment Plans" in DBS Omni → "Flexi Shopping" → Apply Now
Step 2
Select Credit Card and Tenor (6 or 12 months) and enter the transaction information to complete the application
Notes for DBS Credit Card Flexi Shopping Programme:
  1. Only applicable on purchases of HK${{lowestAmount | number}} – HK${{highestAmount | number}} (single transaction). Please refer to terms and conditions for details of eligible transaction category.
  2. All Flexi Shopping application should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi-Shopping Transaction and net-off the statement balance in the following month.
  3. If your account has applied for "Autopay" service, please contact our customer services hotline in advance of this application to arrange the payment instruction.
  4. After the online application is successfully submitted, you will receive a confirmation letter. If there is any discrepancy between the information you submitted and the bank's record, the bank will contact you and verify the transaction before the due date of the relevant transaction.
  5. Terms and conditions apply to Flexi-Shopping Programme. For more information please read the terms and conditions of Flexi-Shopping in this page or call Customer Service Hotline at 2290 8888 for enquiry.

Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!
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