Flexi Shopping
Enjoy interest-free installment for purchases made by DBS Credit Cards. Simple registration via DBS Omni^.

You can then enjoy long repayment period of your choice up to 12 months. It’s so flexi!
Apply through DBS Omni right after you purchase, anytime anywhere!

Single transaction amount One-off handling fee
6-months plan 12-months plan
HK$1,000 to HK$5,000 HK $50 HK $150
HK$5,001 to HK$10,000 HK $100 HK $200
HK$10,001 to HK$20,000 HK $150 HK $250
HK$20,001 to HK$30,000 HK $250 HK $350
HK$30,001 to HK$40,000 HK $300 HK $400
HK$40,001 to HK$50,000 HK $400 HK $500
HK$50,001 to HK$60,000 HK $500 HK $600
HK$60,001 to HK$100,000 HK $900 HK $1000

To borrow or not to borrow? Borrow only if you can repay!
4 Easy Steps
Step 1
Make purchase with DBS Credit Cards
Step 2
Select transaction for instalment plan on Timeline of DBS Omni and click on Flexi Shopping icon for simple registration or click on “Card Low Interest Loan and Services” -> “Flexi Shopping” for simple registration
Step 3
Select Tenor (6 months or 12 months) and confirm details
Step 4
Enjoy long repayment period up to 12 months upon successful registration
Use DBS Credit Card to make purchase with single transaction of HK$3,000 One-off handling fee: HK$50 (6-month instalment)
First instalment
Second instalment
Third instalment
Fourth instalment
Fifth instalment
Sixth instalment
*1st instalment includes one-off handling fee
^Simple registration via our 24-hour registration hotline for COMPASS VISA.
Important Notes:
1. Only applicable on purchases of HK$1,000 – HK$100,000 (single transaction). Please refer to terms and conditions for details of eligible transaction category. 2. All Flexi Shopping registration should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi-Shopping Transaction and net-off the statement balance in the following month. 3. If your account has applied for "Autopay" service, please contact our customer services hotline in advance of this application to arrange paying relevant transaction amount by instalment. 4. One-off handling fee will be included in 1st month repayment. 5. If the information you submitted is validated and error free, the bank will process your Flexi Shopping application accordingly. You will receive a confirmation letter if the application is approved. If there is any discrepancy between the information you submitted and the bank's record, our representative will contact you and verify the transaction before the due date of the relevant transaction. 6. Terms and conditions apply to Flexi-Shopping Programme. For more information please call Customer Service Hotline at 2290 8888.
Terms & Conditions

Key Facts Statement (KFS) for Instalment Loan - Flexi-Shopping Programme